# Bosnia and Herzegovina - Link: https://perfectnations.com/blueprints/bosnia-and-herzegovina/ - Published: 2026-05-22T22:15:08-05:00 - Author: Preeti Sinha National Blueprint · One of 195 # Bosnia and Herzegovina A nation of 3.1 million with forest across four tenths of its land, where citizens abroad send home a tenth of the economy and the EU has earmarked €976.6 million under its Growth Plan. Perfect Nations values what Bosnia and Herzegovina owns and raises capital against it, through **innovative financing for development (FfD)** and **super intelligence( SI)**. Bosnia and Herzegovina at a glance * **3.1m**PeopleWorld Bank * _Furthest from reach · Shelter_**43.4%**of people in Bosnia and Herzegovina lack safely managed sanitation, on 2018 data[WHO/UNICEF, 2018](https://data.worldbank.org/indicator/SH.STA.SMSS.ZS?locations=BA) * **5**Instruments and investments on record[Capital already committed](https://perfectnations.com/blueprints/bosnia-and-herzegovina/#bp-register) [Work with us](https://perfectnations.com/blueprints/bosnia-and-herzegovina/#bp-studio) [Read the Letter to Bosnia and Herzegovina](https://perfectnations.com/blueprints/bosnia-and-herzegovina/#bp-letter) What we do for Bosnia and Herzegovina ## Assets. Capital. Solutions. Perfect Nations is a new-age sovereign advisory firm, and its clients are nations. 1. [01AssetsThe cupFive sovereign assets, valued, from The Forest to The People.](https://perfectnations.com/blueprints/bosnia-and-herzegovina/#bp-assets) 2. [02CapitalThe laurels5 instruments and investments on record, every one sourced.](https://perfectnations.com/blueprints/bosnia-and-herzegovina/#bp-capital) 3. [03SolutionsThe seven starsSeven basic standards of living, star by star. Shelter is furthest from reach today.](https://perfectnations.com/blueprints/bosnia-and-herzegovina/#bp-pc) **The whole logo:** a Perfect Nation, where every citizen has all seven basic standards of living, led by good governance. [01](https://perfectnations.com/blueprints/bosnia-and-herzegovina/#bp-do)**Assets**· The cup · Sovereign Assets ## Five assets no balance sheet counts. Each is owned today, earns today, and can carry Bosnia and Herzegovina toward seven basic standards of living for every citizen. * **42.2%**Of the land under forest, 2024 * ### The Forest * Standing forest that stores carbon and water, and can earn as it stands. * **10.7%**Of GDP sent home by citizens abroad, 2025 * ### The Diaspora * Citizens abroad send home a steady share of the economy: a flow that can back long-term finance. * **11,077 m³**Renewable fresh water a person, 2022 * ### The Fresh Water * Rain and rivers renewed every year: power, irrigation and drinking water. * **39.3%**Of electricity from renewable sources, 2021 * ### The Clean Grid * Power from water, wind and sun already flows; every new connection can be clean. * **3.1m**Citizens, 2025 * ### The People * 12.8% are under fifteen: the workforce and the market of the next generation. [Every figure, with its source](https://perfectnations.com/blueprints/bosnia-and-herzegovina/#bp-sources) [The Sovereign Assets ledger](https://perfectnations.com/sovereign-assets/) [02](https://perfectnations.com/blueprints/bosnia-and-herzegovina/#bp-do)**Capital**· The laurels · Capital Architecture ## A Growth Plan waiting to pay, and sanitation to build. Bonds, guarantees, swaps and loans that raise capital against what Bosnia and Herzegovina owns, every line sourced. [Capital Architecture](https://perfectnations.com/capital-architecture/) The record in figures * **€976.6M**Allocation under the EU Reform and Growth Facility, reduced by 10% after the Reform Agenda was finalised last in the region[WeBalkans (EU), 2026](https://webalkans.eu/en/growth-plan-for-the-western-balkans-progress-is-being-made-but-at-different-speeds/) * **$100M**Health Sectors Programmatic Development Policy Loan, March 2023[World Bank, 2023](https://projects.worldbank.org/en/projects-operations/project-detail/P175191) * **10.7%**Remittances received from citizens abroad, share of GDP, 2025[World Bank, 2025](https://data.worldbank.org/indicator/BX.TRF.PWKR.DT.GD.ZS?locations=BA) * **28.8%**General government gross debt, share of GDP, 2025[IMF, WEO Oct 2026](https://www.imf.org/external/datamapper/GGXWDG_NGDP@WEO/BIH) Capital already committed * RegionalDisbursingReform and Growth Facility (EU Growth Plan)€976.6M * European Commission · Reform Agenda approved November 2025 * €6 billion in all for the Western Balkans: €2 billion in grants, €4 billion in loans * Grants and concessional loans paid against reforms; no payment had been made by August 2026. * European Union * [Source](https://webalkans.eu/en/growth-plan-for-the-western-balkans-progress-is-being-made-but-at-different-speeds/) * MultilateralApprovedHealth Sectors Programmatic Development Policy Loan$100M * World Bank · Approved 20 March 2023 * Budget support for health sector reforms. * World Bank * [Source](https://projects.worldbank.org/en/projects-operations/project-detail/P175191) * MultilateralApprovedAir Quality Improvement Project$50M * World Bank · Approved 30 May 2023 * Cleaner air in the most polluted towns. * World Bank * [Source](https://projects.worldbank.org/en/projects-operations/project-detail/P176040) * MultilateralApprovedSava and Drina Rivers Corridors, additional financing$40.53M * World Bank · Approved 25 July 2023 * Flood protection along the Sava and Drina. * World Bank * [Source](https://projects.worldbank.org/en/projects-operations/project-detail/P180507) * MultilateralApprovedGeospatial Infrastructure and Valuation Enhancement (GIVE) $24.9M * World Bank · Approved 16 May 2024 * Land registers and property valuation. * World Bank * [Source](https://projects.worldbank.org/en/projects-operations/project-detail/P180409) ### The Bosnia and Herzegovina Newswire [The Solutions Wire](https://perfectnations.com/state-of-nations/#sn-wire) ![Amra Hadžić, Nation Steward of Bosnia and Herzegovina](https://perfectnations. com/wp-content/uploads/2026/11/Amra-Hadzic-Nation-Steward-of-Bosnia-and-Herzegovina- 150x150.png) **Amra Hadžić**Nation Steward of Bosnia and Herzegovina · SI ResearcherLast updated 10 November 2026 * 6 Aug 2026[**Growth Plan for the Western Balkans: Progress is being made, but at different speeds**](https://webalkans.eu/en/growth-plan-for-the-western-balkans-progress-is-being-made-but-at-different-speeds/) WeBalkans ## Already working in Bosnia and Herzegovina. Independent firms and social enterprises already at work in Bosnia and Herzegovina, highlighted by Perfect Nations. None is a partner of Perfect Nations. [Suggest an enterprise](https://perfectnations.com/blueprints/bosnia-and-herzegovina/contact@perfectnations.com?subject=An%20enterprise%20already%20at%20work%20in%20Bosnia%20and%20Herzegovina) * ### The first firms and social enterprises at work in Bosnia and Herzegovina are being gathered. * Name one already at work there: it may be highlighted here, with its source. [03](https://perfectnations.com/blueprints/bosnia-and-herzegovina/#bp-do)**Solutions**· The seven stars · Perfect Capita ## Perfect Bosnia and Herzegovina, _star by star._ **Perfect Capita** is the yearly cost, per person, of lifting everyone above the Living Line in all seven basic living standards, set with Bosnia and Herzegovina in its own prices. [How Perfect Capita works](https://perfectnations.com/perfect-capita/) **56.6%** Shelter · furthest from reachSafely managed sanitation; 0.3% of city dwellers live in slums, dated[WHO/UNICEF, 2018](https://data.worldbank.org/indicator/SH.STA.SMSS.ZS?locations=BA) Tap a star for its figure and source. The price of Perfect Bosnia and Herzegovina To be set with Bosnia and Herzegovina, from its own figures and in its own prices: Perfect Capita times the people of Bosnia and Herzegovina, each year. Read more * Food**90.1%**Not food insecure; 9.9% are moderately or severely food insecure [FAO, 2023](https://data.worldbank.org/indicator/SN.ITK.MSFI.ZS?locations=BA) * Water**86.4%**Safely managed drinking water[WHO/UNICEF, 2024](https://data.worldbank.org/indicator/SH.H2O.SMDW.ZS?locations=BA) * Shelter**56.6%**Safely managed sanitation; 0.3% of city dwellers live in slums, dated[WHO/UNICEF, 2018](https://data.worldbank.org/indicator/SH.STA.SMSS.ZS?locations=BA) * Energy**65%**65% cook with clean fuels and technology; 100% have electricity[World Bank, 2024](https://data.worldbank.org/indicator/EG.CFT.ACCS.ZS?locations=BA) * Education**93.8**93.8% of young people complete lower secondary school[World Bank, 2023](https://data.worldbank.org/indicator/SE.SEC.CMPT.LO.ZS?locations=BA) * Health**64**WHO service coverage index[WHO, 2023](https://ourworldindata.org/grapher/universal-health-coverage-index?country=~BIH) * Livelihood**83.1%**Above the national poverty line; 16.9% live below it, dated [World Bank, 2015](https://data.worldbank.org/indicator/SI.POV.NAHC?locations=BA) Perfect Nations estimate, to be confirmed with Bosnia and Herzegovina. Figures marked dated rest on surveys more than five years old; lenient measures are marked as such. [The strict measures](https://perfectnations.com/perfect-capita/#pq-measures) Strict measures. Food: share not moderately or severely food insecure (FAO). Water: safely managed drinking water where measured; where it is not, basic water, marked as such. Shelter: the lower of safely managed sanitation and the share outside urban slums. Energy: the lower of electricity per person against 1,000 kWh and clean cooking; where electricity per person is not published, clean cooking. Education: the lower of children reading by the end of primary school and lower-secondary completion. Health: WHO service coverage index. Livelihood: share above the stricter of the national poverty line and the World Bank line for the nation’s income group (US$ 8.30 a day for high-income nations). Each figure links to its source. ### Solutions for Perfect Bosnia and Herzegovina [All Solutions](https://perfectnations.com/state-of-nations/#sn-solutions) * **The Solution for Bosnia and Herzegovina**Shelter * ### Ring-fence bond money for homes and sanitation. - **01****The challenge**43.4% Of people in Bosnia and Herzegovina lack safely managed sanitation, on 2018 data. [WHO/UNICEF, 2018](https://data.worldbank.org/indicator/SH.STA.SMSS.ZS?locations=BA) - **02****The deal** - Social bond, proved in Ecuador, 2020: $400M for affordable homes. [Inter-American Development Bank, 2020](https://www.iadb.org/en/news/ecuador-issues-worlds-first-sovereign-social-bond-support-idb-guarantee) - **03****What Perfect Nations advises**Nations where shelter is furthest from reach should issue a social bond whose proceeds can be spent only on eligible homes, toilets and sewers. With super intelligence, each unit can be planned, priced and verified, and reported to investors every year, until every family has a safe home. * Co-design it in**The ReDesign Studio**[The three mandates](https://perfectnations.com/blueprints/bosnia-and-herzegovina/#bp-mandates) Perfect Nations® · Letters to the NationsBosnia and Herzegovina ## Dear Bosnia and Herzegovina, Your forests cover four tenths of your land, four tenths of your power is renewable, and citizens abroad send home a tenth of your economy. Read more Yet by the strict international measure, 43.4% of you lack safely managed sanitation, and a third of homes cook without clean fuel. Let the EU Growth Plan reach the pipes and treatment every home needs. “Let the Growth Plan reach the pipes every home needs.” Yours in design,**Preeti Sinha**President and CEO, Perfect Nations Work with us · The ReDesign Studio ## The Perfect Bosnia and Herzegovina _ReDesign Studio_ One mission, three depths: the same four moves for Bosnia and Herzegovina, taken as far toward market as you choose. Read more For the Government of Bosnia and Herzegovina, its development partners and investors. Scope and fees are agreed in writing before any work begins. 1. **01**Identify the assets 2. **02**Estimate Perfect Capita 3. **03**Co-design the capital architecture 4. **04**Launch the instruments 1. Mandate 013 hours 2. ### The Nation Briefing 3. A private session for the people who decide. 4. You leave withThe gap, named and sized 5. Read more 6. a. **01**The five sovereign assets on this page, walked through. b. **02**Shelter, the standard furthest from reach, and the Gap, explained. c. **03**The instruments that could close the Gap, shortlisted. d. **04**The path to market, outlined. 7. [Request a Nation Briefing](https://perfectnations.com/contact/?about=briefing&country=Bosnia%20and%20Herzegovina) 8. Mandate 023 days 9. ### The Blueprint Lab 10. Your team and ours, working the blueprint together. 11. You leave withThe structure, drawn 12. Read more 13. a. **01**The ledger tested against your ministries’ own data. b. **02**Each of the seven standards costed in local prices. c. **03**One financing structure, drawn with your team. d. **04**A term sheet and the partners to approach. 14. [Plan a Blueprint Lab](https://perfectnations.com/contact/?about=lab&country=Bosnia%20and%20Herzegovina) 15. Mandate 03End to end 16. ### The Sovereign Mandate 17. Led personally by the President and CEO. 18. You leave withA structure ready for market 19. Read more 20. a. **01**A full sovereign asset ledger, valued and verified. b. **02**Perfect Capita set and agreed with government, with a monitoring plan. c. **03**The full structure: legal form, credit enhancement, guarantees and pricing. d. **04**Taken to investors and development partners, through to close. 21. [Discuss a Sovereign Mandate](https://perfectnations.com/contact/?about=commission&country=Bosnia%20and%20Herzegovina) ### Co-design it with us Where the people of Bosnia and Herzegovina and Co-designers design the nation they want to live in. * Writings * #### Write Perfect Bosnia and Herzegovina into being. * Up to 1,500 words on your vision of Perfect Bosnia and Herzegovina, published with your name. * [Submit your writing](https://perfectnations.com/blueprints/bosnia-and-herzegovina/contact@perfectnations.com?subject=Writing%20for%20Perfect%20Bosnia%20and%20Herzegovina&body=Your%20name%2C%20or%20a%20pen%20name%3A%0D%0AWhere%20you%20live%3A%0D%0ATitle%3A%0D%0A%0D%0AYour%20vision%20of%20Perfect%20Bosnia%20and%20Herzegovina%2C%20and%20the%20economic%20solutions%20to%20achieve%20it%20%28up%20to%201%2C500%20words%29%3A%0D%0A%0D%0A%0D%0AI%20confirm%20that%20this%20is%20my%20own%20original%20writing%2C%20and%20I%20give%20Perfect%20Nations%20permission%20to%20publish%20it%20with%20credit%20to%20me.%0D%0A) * Voices of Perfect Nations Launching soon * #### The local leaders already building Perfect Bosnia and Herzegovina. * Great local leaders: honest, dedicated and committed to basic standards of living for all. Every guest answers one question: “What does Bosnia and Herzegovina already own, and how could it pay for a decent life for every citizen?” * [Nominate yourself](https://perfectnations.com/contact/?nation=bosnia-and-herzegovina&topic=nominate-self) [Suggest a guest](https://perfectnations.com/contact/?nation=bosnia-and-herzegovina&topic=guest) * Co-designers * #### Join the community. * Everyone who shares a vision, a voice or an enterprise here becomes a **Co-designer of Perfect Bosnia and Herzegovina**. * [Become a Co-designer](https://perfectnations.com/blueprints/bosnia-and-herzegovina/contact@perfectnations.com?subject=Becoming%20a%20Co-designer%20of%20Perfect%20Bosnia%20and%20Herzegovina&body=Your%20name%3A%0D%0AWhere%20you%20live%3A%0D%0AHow%20you%20would%20like%20to%20contribute%20%28writing%2C%20a%20voice%20for%20the%20podcast%2C%20an%20enterprise%2C%20your%20expertise%29%3A%0D%0A) The Bosnia and Herzegovina ReDesign Studio is open ## Design Perfect Bosnia and Herzegovina with us. Share your vision, suggest a guest, or write to us: every message receives a personal reply. [Enter the ReDesign Studio](https://perfectnations.com/design-studio/)[Write to us](https://perfectnations.com/contact/?nation=bosnia-and-herzegovina) [All 195 nations](https://perfectnations.com/blueprints/) Sources 1. World Bank, World Development Indicators (API), accessed 10 November 2026: population and ages 0 to 14, 2025; land area and agricultural and forest land; renewable fresh water per person, 2022; natural resource, oil, gas and mineral rents, 2021; renewable electricity output, 2021; tourism receipts; personal remittances; electricity access and clean cooking. 2. The seven standards: FAO food insecurity, WHO/UNICEF JMP water and sanitation, UN-Habitat urban slums, World Bank clean cooking, learning poverty and lower-secondary completion, and poverty headcounts (all via the World Bank); WHO UHC service coverage index, 2023. 3. IMF, World Economic Outlook, October 2026 (DataMapper, accessed 10 November 2026): general government gross debt, 2025, and real GDP growth projected for 2026. 4. WeBalkans (EU), 6 August 2026. 5. World Bank projects P175191, P176040, P180507 and P180409.